What is Investment Planning?
Our team recognizes that you and your family have worked extremely hard to accumulate assets over your lifetime. We also understand that the hope is that, when the time comes for you to leverage those assets, they will be there to provide you benefit.
Our Investment Planning Service is built around the concept of protecting your hard-earned wealth and helping you manage your financial assets using a prudent and conscientious approach to building on that wealth over time.
Why is it important
Managing these assets properly takes time, and unfortunately, most people don’t have the time, skill, or patience to dedicate to the task.
In failing to manage your assets diligently over the accumulation phase, they will be left exposed to erosion, destruction and depletion. The result unfortunately, is that you may not have those assets (or a significant portion of them) in times of need.
What we can do for you:
Our Investment Planning Service covers:
- Determining your objectives: Not everyone has the same, or similar, financial objectives as they embark upon accumulating their wealth. To manage your assets prudently, we first need to understand what your goals are for initially accumulating and subsequently using those assets.
- Helping you choose your optimal asset mix: There are literally hundreds of asset-types that you can invest in, and as many ways to do so! Depending on your goals for asset use, we’ll help you choose the right asset mix that will most efficiently/effectively accomplish those goals.
- Assisting you to create a strategic asset allocation plan (SAAP) and tactical asset allocation plan (TAAP): Successful investing is all about successful planning. We’ll help create both long-term (strategic) and short-term (tactical) asset allocation and management plans in line with the recommended asset mix.
- Building your portfolio: Today, thanks to DIY-investing, anyone can create a discount brokerage account and start buying assets and including them into a portfolio. However, that’s not the most efficient or effective way to create log-term wealth. Using the allocation mix agreed upon, we’ll build a results-focused portfolio of individual investments (Mutual Funds, ETFs, Alternate investments) that will help protect your wealth and built to your financial objectives.
- Managing and monitoring the portfolio: Unless you have the time and patience to dedicate to portfolio management, it can’t be done effectively. We know you have other things to do – focusing on truly living your life, so we are here to watch over the portfolio for you, making sure it never strays from delivering the objectives you desire.
- Measuring performance: We track the performance of your assets under our care, and constantly measure how your investments are performing against industry-recognized benchmarks.
- Managing risk: Our Investment Planning Strategy includes appropriate risk mitigation as part of this service. Where there are new risks to the portfolio, we’ll consult with you and propose timely and appropriate actions to manage and mitigate them.
- Reviewing, reporting, and recommending changes and revisions to the strategy: Our Investment Planning service is based on constant and open communication and collaboration with our clients. Through regularly scheduled reporting and conversations, we ensure that your asset management plans are continually reviewed, revised and updated to meet your changing circumstances.